Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$145,257$145,257$256,500
Remaining term (yrs)21.821.830.0
Secondary amount$0$111,243$0
Funding fee$726$726$0
Note rate3.81%3.81%7.24%
Blended rate3.81%5.627%7.48%
1st payment$815.46$815.46$1,748.04
2nd payment$0.00$741.62$0.00
Taxes / mo$183.83$183.83$183.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,149.29$1,890.91$2,133.18
Cash to close$139,743$28,500$28,500