Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,526$233,526$387,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$153,474$0
Funding fee$1,168$1,168$0
Note rate3.61%3.61%7.24%
Blended rate3.61%5.351%7.48%
1st payment$1,235.21$1,235.21$2,637.40
2nd payment$0.00$1,023.16$0.00
Taxes / mo$256.08$256.08$256.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,641.29$2,664.45$3,120.88
Cash to close$196,474$43,000$43,000