Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$431,441$431,441$449,010
Remaining term (yrs)25.325.330.0
Secondary amount$0$42,514$0
Funding fee$2,157$2,157$0
Note rate3.550%3.550%7.240%
Blended rate3.550%4.297%7.480%
1st payment$2,149.38$2,149.38$3,059.99
2nd payment$0.00$420.71$0.00
Taxes / mo$235.08$235.08$235.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.80
HOA / mo$0.00$0.00$0.00
Total monthly$2,551.13$2,971.84$3,551.55
Cash to close$67,459$24,945$49,890