Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$249,201	$256,500
Remaining term (yrs)	25.3	30.0
Secondary amount	$0	$0
Funding fee	$1,246	$0
Note rate	3.22%	7.24%
Blended rate	3.22%	7.48%
1st payment	$1,197.54	$1,748.04
2nd payment	$0.00	$0.00
Taxes / mo	$160.75	$160.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$51.30
HOA / mo	$0.00	$0.00
Total monthly	$1,508.29	$2,110.09
Cash to close	$35,799	$28,500