Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$310,336	$310,336	$368,910
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$58,574	$0
Funding fee	$1,552	$1,552	$0
Note rate	6.620%	6.620%	7.240%
Blended rate	6.620%	6.998%	7.480%
1st payment	$2,049.24	$2,049.24	$2,514.11
2nd payment	$0.00	$439.31	$0.00
Taxes / mo	$88.50	$88.50	$88.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.78
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$2,312.74	$2,752.04	$2,851.40
Cash to close	$99,564	$40,990	$40,990