Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$215,868	$215,868	$289,800
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$73,932	$0
Funding fee	$1,079	$1,079	$0
Note rate	3.130%	3.130%	7.240%
Blended rate	3.130%	4.628%	7.480%
1st payment	$1,047.59	$1,047.59	$1,974.98
2nd payment	$0.00	$554.49	$0.00
Taxes / mo	$128.33	$128.33	$128.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.96
HOA / mo	$35.00	$35.00	$35.00
Total monthly	$1,360.92	$1,915.41	$2,346.27
Cash to close	$106,132	$32,200	$32,200