Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$29,787	$29,787	$261,000
Remaining term (yrs)	3.7	3.7	30.0
Secondary amount	$0	$231,213	$0
Funding fee	$0	$0	$0
Note rate	8.62%	8.62%	7.24%
Blended rate	9.47%	7.946%	7.48%
1st payment	$777.04	$777.04	$1,778.71
2nd payment	$0.00	$1,493.25	$0.00
Taxes / mo	$120.33	$120.33	$120.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$70.80	$70.80	$52.20
HOA / mo	$200.00	$200.00	$200.00
Total monthly	$1,318.17	$2,811.42	$2,301.24
Cash to close	$260,213	$29,000	$29,000