Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$294,519	$294,519	$329,310
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$34,791	$0
Funding fee	$1,473	$1,473	$0
Note rate	2.880%	2.880%	7.240%
Blended rate	2.880%	3.527%	7.480%
1st payment	$1,378.33	$1,378.33	$2,244.24
2nd payment	$0.00	$260.93	$0.00
Taxes / mo	$55.00	$55.00	$55.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.86
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,583.33	$1,844.26	$2,515.10
Cash to close	$71,381	$36,590	$36,590