Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$393,786	$393,786	$414,000
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$43,214	$0
Funding fee	$1,969	$1,969	$0
Note rate	6.89%	6.89%	7.24%
Blended rate	6.89%	7.383%	7.48%
1st payment	$2,635.02	$2,635.02	$2,821.40
2nd payment	$0.00	$427.64	$0.00
Taxes / mo	$127.75	$127.75	$127.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,929.43	$3,357.07	$3,198.62
Cash to close	$66,214	$23,000	$46,000