Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$110,642	$110,642	$190,800
Remaining term (yrs)	10.3	10.3	30.0
Secondary amount	$0	$80,158	$0
Funding fee	$553	$553	$0
Note rate	2.8%	2.8%	7.24%
Blended rate	2.8%	5.405%	7.48%
1st payment	$1,021.51	$1,021.51	$1,300.30
2nd payment	$0.00	$601.19	$0.00
Taxes / mo	$41.33	$41.33	$41.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$38.16
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,212.84	$1,814.03	$1,529.79
Cash to close	$101,358	$21,200	$21,200