Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$273,908	$265,500
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$1,370	$0
Note rate	3.76%	7.24%
Blended rate	3.76%	7.48%
1st payment	$1,393.09	$1,809.38
2nd payment	$0.00	$0.00
Taxes / mo	$181.25	$181.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$53.10
HOA / mo	$0.00	$0.00
Total monthly	$1,724.34	$2,193.73
Cash to close	$21,092	$29,500