Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$159,903	$159,903	$224,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$65,007	$0
Funding fee	$0	$0	$0
Note rate	4%	4%	7.24%
Blended rate	4.85%	6.049%	7.48%
1st payment	$834.40	$834.40	$1,532.76
2nd payment	$0.00	$487.55	$0.00
Taxes / mo	$22.42	$22.42	$22.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.80	$123.80	$44.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,130.62	$1,618.17	$1,750.16
Cash to close	$89,997	$24,990	$24,990