Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$211,692	$211,692	$256,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$44,808	$0
Funding fee	$1,058	$1,058	$0
Note rate	2.94%	2.94%	7.24%
Blended rate	2.94%	3.999%	7.48%
1st payment	$1,004.10	$1,004.10	$1,748.04
2nd payment	$0.00	$336.06	$0.00
Taxes / mo	$107.50	$107.50	$107.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$51.30
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$1,346.60	$1,682.66	$2,141.84
Cash to close	$73,308	$28,500	$28,500