Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$278,839$278,839$305,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$27,071$0
Funding fee$1,394$1,394$0
Note rate3.140%3.140%7.240%
Blended rate3.140%3.659%7.480%
1st payment$1,333.93$1,333.93$2,084.77
2nd payment$0.00$203.03$0.00
Taxes / mo$394.00$394.00$394.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,877.93$2,080.96$2,689.95
Cash to close$61,061$33,990$33,990