Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$169,109	$169,109	$283,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$114,391	$0
Funding fee	$0	$0	$0
Note rate	3.05%	3.05%	7.24%
Blended rate	3.9%	5.554%	7.48%
1st payment	$832.73	$832.73	$1,932.05
2nd payment	$0.00	$762.60	$0.00
Taxes / mo	$84.75	$84.75	$84.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$136.14	$136.14	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,203.62	$1,966.22	$2,223.50
Cash to close	$145,891	$31,500	$31,500