Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$229,313	$229,313	$350,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$120,787	$0
Funding fee	$1,147	$1,147	$0
Note rate	3.000%	3.000%	7.240%
Blended rate	3.000%	4.725%	7.480%
1st payment	$1,099.82	$1,099.82	$2,385.92
2nd payment	$0.00	$805.25	$0.00
Taxes / mo	$94.50	$94.50	$94.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,344.32	$2,149.57	$2,700.44
Cash to close	$159,687	$38,900	$38,900