Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$378,958$378,958$535,050
Remaining term (yrs)24.524.530.0
Secondary amount$0$156,092$0
Funding fee$1,895$1,895$0
Note rate3.130%3.130%7.240%
Blended rate3.130%4.551%7.480%
1st payment$1,843.18$1,843.18$3,646.36
2nd payment$0.00$1,040.62$0.00
Taxes / mo$268.42$268.42$268.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.01
HOA / mo$275.00$275.00$275.00
Total monthly$2,553.27$3,593.88$4,463.45
Cash to close$215,542$59,450$59,450