Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$118,815	$118,815	$341,910
Remaining term (yrs)	10.3	10.3	30.0
Secondary amount	$0	$223,095	$0
Funding fee	$594	$594	$0
Note rate	2.360%	2.360%	7.240%
Blended rate	2.360%	5.877%	7.480%
1st payment	$1,080.70	$1,080.70	$2,330.11
2nd payment	$0.00	$1,440.82	$0.00
Taxes / mo	$124.00	$124.00	$124.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$68.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,354.70	$2,795.52	$2,672.49
Cash to close	$261,085	$37,990	$37,990