Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$59,316$59,316$256,500
Remaining term (yrs)12.212.230.0
Secondary amount$0$197,184$0
Funding fee$297$297$0
Note rate2.875%2.875%7.24%
Blended rate2.875%6.815%7.48%
1st payment$479.21$479.21$1,748.04
2nd payment$0.00$1,314.56$0.00
Taxes / mo$149.08$149.08$149.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$778.29$2,092.85$2,098.43
Cash to close$225,684$28,500$28,500