Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$2,640	$2,640	$189,000
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$186,360	$0
Funding fee	$0	$0	$0
Note rate	4.160%	4.160%	7.240%
Blended rate	5.010%	7.958%	7.480%
1st payment	$15.42	$15.42	$1,288.03
2nd payment	$0.00	$1,242.40	$0.00
Taxes / mo	$40.17	$40.17	$40.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$2.08	$2.08	$37.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$207.67	$1,450.07	$1,516.00
Cash to close	$207,360	$21,000	$21,000