Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$153,222$153,222$197,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$44,688$0
Funding fee$0$0$0
Note rate6.9%6.9%7.24%
Blended rate7.45%7.8%7.48%
1st payment$1,081.44$1,081.44$1,348.75
2nd payment$0.00$335.16$0.00
Taxes / mo$68.58$68.58$68.58
Insurance / mo$150.00$150.00$150.00
MI / mo$72.75$72.75$39.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,372.78$1,707.94$1,606.92
Cash to close$66,678$21,990$21,990