Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$273,432	$281,700
Remaining term (yrs)	26.2	30.0
Secondary amount	$0	$0
Funding fee	$1,367	$0
Note rate	6.42%	7.24%
Blended rate	6.42%	7.48%
1st payment	$1,795.45	$1,919.78
2nd payment	$0.00	$0.00
Taxes / mo	$190.42	$190.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$56.34
HOA / mo	$0.00	$0.00
Total monthly	$2,135.87	$2,316.54
Cash to close	$39,568	$31,300