Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$856,634$856,634$971,100
Remaining term (yrs)27.827.830.0
Secondary amount$0$114,466$0
Funding fee$4,283$4,283$0
Note rate6.77%6.77%7.24%
Blended rate6.77%6.915%7.48%
1st payment$5,698.32$5,698.32$6,618.03
2nd payment$0.00$763.10$0.00
Taxes / mo$560.92$560.92$560.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$194.22
HOA / mo$0.00$0.00$0.00
Total monthly$6,475.91$7,239.01$7,589.83
Cash to close$222,366$107,900$107,900