Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$356,501	$356,501	$391,410
Remaining term (yrs)	27.9	27.9	30.0
Secondary amount	$0	$34,909	$0
Funding fee	$0	$0	$0
Note rate	6.460%	6.460%	7.240%
Blended rate	7.010%	7.187%	7.480%
1st payment	$2,297.43	$2,297.43	$2,667.45
2nd payment	$0.00	$261.82	$0.00
Taxes / mo	$203.83	$203.83	$203.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$167.29	$167.29	$78.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,818.55	$3,080.37	$3,099.57
Cash to close	$78,399	$43,490	$43,490