Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$345,220	$345,220	$391,490
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$46,270	$0
Funding fee	$1,726	$1,726	$0
Note rate	3.02%	3.02%	7.24%
Blended rate	3.02%	3.727%	7.48%
1st payment	$1,648.04	$1,648.04	$2,668.00
2nd payment	$0.00	$347.03	$0.00
Taxes / mo	$232.00	$232.00	$232.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$78.30
HOA / mo	$275.00	$275.00	$275.00
Total monthly	$2,305.04	$2,652.07	$3,403.30
Cash to close	$89,769	$43,499	$43,499