Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$140,095	$140,095	$296,100
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$156,005	$0
Funding fee	$700	$700	$0
Note rate	4.750%	4.750%	7.240%
Blended rate	4.750%	6.462%	7.480%
1st payment	$871.56	$871.56	$2,017.92
2nd payment	$0.00	$1,040.03	$0.00
Taxes / mo	$83.25	$83.25	$83.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,104.81	$2,144.84	$2,310.39
Cash to close	$188,905	$32,900	$32,900