Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$344,409	$344,409	$359,100
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$34,641	$0
Funding fee	$0	$0	$0
Note rate	5.740%	5.740%	7.240%
Blended rate	6.290%	6.800%	7.480%
1st payment	$2,067.41	$2,067.41	$2,447.26
2nd payment	$0.00	$342.80	$0.00
Taxes / mo	$246.17	$246.17	$246.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$162.55	$162.55	$71.82
HOA / mo	$24.00	$24.00	$24.00
Total monthly	$2,650.13	$2,992.93	$2,939.25
Cash to close	$54,591	$19,950	$39,900