Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$428,972	$428,972	$481,410
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$52,438	$0
Funding fee	$0	$0	$0
Note rate	6.62%	6.62%	7.24%
Blended rate	7.17%	7.369%	7.48%
1st payment	$2,832.62	$2,832.62	$3,280.80
2nd payment	$0.00	$393.29	$0.00
Taxes / mo	$140.25	$140.25	$140.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$202.86	$202.86	$96.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,342.40	$3,735.69	$3,684.00
Cash to close	$105,928	$53,490	$53,490