Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$218,644	$218,644	$346,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$127,856	$0
Funding fee	$1,093	$1,093	$0
Note rate	3.18%	3.18%	7.24%
Blended rate	3.18%	4.959%	7.48%
1st payment	$1,093.97	$1,093.97	$2,361.39
2nd payment	$0.00	$852.37	$0.00
Taxes / mo	$230.75	$230.75	$230.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$40.00	$40.00	$40.00
Total monthly	$1,514.72	$2,367.09	$2,851.44
Cash to close	$166,356	$38,500	$38,500