Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$185,703	$185,703	$251,100
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$65,397	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.240%
Blended rate	7.220%	7.684%	7.480%
1st payment	$1,240.36	$1,240.36	$1,711.24
2nd payment	$0.00	$490.48	$0.00
Taxes / mo	$145.67	$145.67	$145.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$88.37	$88.37	$50.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,624.41	$2,114.88	$2,057.13
Cash to close	$93,297	$27,900	$27,900