Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,110	$142,110	$310,410
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$168,300	$0
Funding fee	$0	$0	$0
Note rate	3.310%	3.310%	7.240%
Blended rate	4.160%	6.242%	7.480%
1st payment	$719.04	$719.04	$2,115.44
2nd payment	$0.00	$1,122.00	$0.00
Taxes / mo	$101.25	$101.25	$101.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$116.15	$116.15	$62.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,086.44	$2,208.44	$2,428.77
Cash to close	$202,790	$34,490	$34,490