Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$45,656	$45,656	$85,410
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$39,754	$0
Funding fee	$0	$0	$0
Note rate	4.620%	4.620%	7.240%
Blended rate	5.470%	7.113%	7.480%
1st payment	$276.99	$276.99	$582.07
2nd payment	$0.00	$298.16	$0.00
Taxes / mo	$23.25	$23.25	$23.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$38.18	$38.18	$17.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$488.42	$786.57	$772.40
Cash to close	$49,244	$9,490	$9,490