Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$214,748	$214,748	$355,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$140,752	$0
Funding fee	$1,074	$1,074	$0
Note rate	3.09%	3.09%	7.24%
Blended rate	3.09%	5.034%	7.48%
1st payment	$1,040.01	$1,040.01	$2,422.73
2nd payment	$0.00	$938.35	$0.00
Taxes / mo	$209.50	$209.50	$209.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,399.51	$2,337.86	$2,853.33
Cash to close	$180,252	$39,500	$39,500