Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,884$292,884$323,910
Remaining term (yrs)28.128.130.0
Secondary amount$0$31,026$0
Funding fee$0$0$0
Note rate6.12%6.12%7.24%
Blended rate6.67%6.893%7.48%
1st payment$1,819.75$1,819.75$2,207.44
2nd payment$0.00$232.69$0.00
Taxes / mo$186.50$186.50$186.50
Insurance / mo$150.00$150.00$150.00
MI / mo$137.34$137.34$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$2,293.60$2,526.29$2,608.72
Cash to close$67,016$35,990$35,990