Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$408,003	$408,003	$427,491
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$43,238	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.240%
Blended rate	6.820%	7.304%	7.480%
1st payment	$2,539.51	$2,539.51	$2,913.34
2nd payment	$0.00	$427.87	$0.00
Taxes / mo	$132.92	$132.92	$132.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$188.64	$188.64	$85.50
HOA / mo	$10.83	$10.83	$10.83
Total monthly	$3,038.57	$3,466.44	$3,309.25
Cash to close	$66,987	$23,750	$47,499