Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$124,044	$124,044	$207,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$82,956	$0
Funding fee	$620	$620	$0
Note rate	3%	3%	7.24%
Blended rate	3%	5.405%	7.48%
1st payment	$590.88	$590.88	$1,410.70
2nd payment	$0.00	$622.17	$0.00
Taxes / mo	$113.67	$113.67	$113.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$854.55	$1,476.72	$1,715.77
Cash to close	$105,956	$23,000	$23,000