Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$186,382$186,382$278,100
Remaining term (yrs)25.325.330.0
Secondary amount$0$91,718$0
Funding fee$932$932$0
Note rate3.55%3.55%7.24%
Blended rate3.55%5.347%7.48%
1st payment$928.53$928.53$1,895.25
2nd payment$0.00$687.88$0.00
Taxes / mo$177.33$177.33$177.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,255.87$1,943.75$2,278.20
Cash to close$122,618$30,900$30,900