Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$257,897$257,897$404,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$147,013$0
Funding fee$1,289$1,289$0
Note rate2.770%2.770%7.240%
Blended rate2.770%4.669%7.480%
1st payment$1,206.38$1,206.38$2,759.45
2nd payment$0.00$980.08$0.00
Taxes / mo$208.58$208.58$208.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,564.96$2,545.05$3,199.02
Cash to close$192,003$44,990$44,990