Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$229,363	$229,363	$278,910
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$49,547	$0
Funding fee	$1,147	$1,147	$0
Note rate	6.95%	6.95%	7.24%
Blended rate	6.95%	7.314%	7.48%
1st payment	$1,554.25	$1,554.25	$1,900.77
2nd payment	$0.00	$371.60	$0.00
Taxes / mo	$89.83	$89.83	$89.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,794.09	$2,165.69	$2,196.38
Cash to close	$80,537	$30,990	$30,990