Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$441,797$421,200
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.920%7.240%
Blended rate7.770%7.480%
1st payment$3,045.46$2,870.47
2nd payment$0.00$0.00
Taxes / mo$169.08$169.08
Insurance / mo$166.67$166.67
MI / mo$326.88$84.24
HOA / mo$35.00$35.00
Total monthly$3,743.09$3,325.46
Cash to close$26,203$46,800