Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$208,161	$208,161	$437,310
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$229,149	$0
Funding fee	$1,041	$1,041	$0
Note rate	3.990%	3.990%	7.240%
Blended rate	3.990%	5.960%	7.480%
1st payment	$1,206.00	$1,206.00	$2,980.26
2nd payment	$0.00	$1,479.92	$0.00
Taxes / mo	$223.25	$223.25	$223.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$87.46
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$1,615.91	$3,095.83	$3,477.64
Cash to close	$277,739	$48,590	$48,590