Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$173,201	$173,201	$585,000
Remaining term (yrs)	12.7	12.7	30.0
Secondary amount	$0	$411,799	$0
Funding fee	$866	$866	$0
Note rate	5.42%	5.42%	7.24%
Blended rate	5.42%	7.06%	7.48%
1st payment	$1,563.25	$1,563.25	$3,986.76
2nd payment	$0.00	$2,659.53	$0.00
Taxes / mo	$229.17	$229.17	$229.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.00
HOA / mo	$41.67	$41.67	$41.67
Total monthly	$2,000.75	$4,660.29	$4,541.27
Cash to close	$476,799	$65,000	$65,000