Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$331,601$331,601$404,550
Remaining term (yrs)27.827.830.0
Secondary amount$0$72,949$0
Funding fee$1,658$1,658$0
Note rate6.78%6.78%7.24%
Blended rate6.78%7.18%7.48%
1st payment$2,207.97$2,207.97$2,757.00
2nd payment$0.00$547.11$0.00
Taxes / mo$101.92$101.92$101.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.91
HOA / mo$0.00$0.00$0.00
Total monthly$2,459.89$3,007.00$3,089.83
Cash to close$117,899$44,950$44,950