Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$372,056	$372,056	$448,650
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$76,594	$0
Funding fee	$1,860	$1,860	$0
Note rate	6.54%	6.54%	7.24%
Blended rate	6.54%	6.96%	7.48%
1st payment	$2,411.86	$2,411.86	$3,057.54
2nd payment	$0.00	$574.46	$0.00
Taxes / mo	$285.67	$285.67	$285.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.73
HOA / mo	$2.08	$2.08	$2.08
Total monthly	$2,866.28	$3,440.73	$3,601.68
Cash to close	$126,444	$49,850	$49,850