Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,427$268,427$342,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$73,573$0
Funding fee$1,342$1,342$0
Note rate3.11%3.11%7.24%
Blended rate3.11%4.377%7.48%
1st payment$1,282.68$1,282.68$2,330.72
2nd payment$0.00$551.80$0.00
Taxes / mo$51.25$51.25$51.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,483.93$2,035.73$2,600.37
Cash to close$111,573$38,000$38,000