Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$333,310	$333,000
Remaining term (yrs)	25.2	30.0
Secondary amount	$0	$0
Funding fee	$1,667	$0
Note rate	3.12%	7.24%
Blended rate	3.12%	7.48%
1st payment	$1,587.57	$2,269.39
2nd payment	$0.00	$0.00
Taxes / mo	$232.67	$232.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$66.60
HOA / mo	$75.00	$75.00
Total monthly	$2,045.23	$2,793.66
Cash to close	$36,690	$37,000