Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$292,700	$287,910
Remaining term (yrs)	29.3	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.090%	7.240%
Blended rate	6.640%	7.480%
1st payment	$1,784.27	$1,962.10
2nd payment	$0.00	$0.00
Taxes / mo	$135.58	$135.58
Insurance / mo	$150.00	$150.00
MI / mo	$135.09	$57.58
HOA / mo	$0.00	$0.00
Total monthly	$2,204.94	$2,305.27
Cash to close	$27,200	$31,990