Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$112,632	$112,632	$198,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$85,368	$0
Funding fee	$563	$563	$0
Note rate	2.94%	2.94%	7.24%
Blended rate	2.94%	5.553%	7.48%
1st payment	$534.24	$534.24	$1,349.37
2nd payment	$0.00	$640.26	$0.00
Taxes / mo	$147.58	$147.58	$147.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$39.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$831.82	$1,472.08	$1,686.55
Cash to close	$107,368	$22,000	$22,000