Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$210,524	$210,524	$406,710
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$196,186	$0
Funding fee	$0	$0	$0
Note rate	2.9%	2.9%	7.24%
Blended rate	3.75%	5.8%	7.48%
1st payment	$991.93	$991.93	$2,771.72
2nd payment	$0.00	$1,307.91	$0.00
Taxes / mo	$168.83	$168.83	$168.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$168.81	$168.81	$81.34
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,496.24	$2,804.14	$3,188.56
Cash to close	$241,376	$45,190	$45,190