Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$264,152	$264,152	$388,800
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$124,648	$0
Funding fee	$0	$0	$0
Note rate	2.94%	2.94%	7.24%
Blended rate	3.79%	5.14%	7.48%
1st payment	$1,252.93	$1,252.93	$2,649.66
2nd payment	$0.00	$830.99	$0.00
Taxes / mo	$236.83	$236.83	$236.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$212.13	$212.13	$77.76
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,851.89	$2,682.88	$3,114.26
Cash to close	$167,848	$43,200	$43,200